Start this year off fresh with a budget that works for YOU. Try YNAB for free for 34 days (no credit card required).
I used to think that I had to become a wholly different person to be more financially stable and savvy. If I just thought differently, followed the rules, and stuck with it (no matter what), I’d wake up one day feeling great and having a complete grasp on my finances.
Thinking this way for so long was my first mistake.
Budgeting isn’t a one-size-fits-all solution. My financial situation and spending habits are different from my husband’s. I think differently about money than my sister. Budgets are very personal, and not all of us will be successful at staying within a strict confine of predetermined categories and recommended allocation of funds.
Over the years, I’ve developed a better relationship with money and learned how to create a budget that works for me.
I’ve been using YNAB for a few years now, and I absolutely credit them with making budgeting simple and, dare I say, fun(ish).
I like to start the year off fresh with a new budget. I sit down, take a long look at my spending habits, and adjust the new year’s budget accordingly. With the help of YNAB, I can now do this activity without feeling shame or guilt. Using YNAB has given me the space to be curious about my spending versus feeling shameful about expenditures. By looking closer at the numbers, I’m able to notice things, see patterns, and, if needed, adjust slightly. No total overhaul is necessary.
Editor’s Note: This post was sponsored by You Need a Budget. The compensation we receive in exchange for placement on Wit & Delight is used to purchase props, hire a photographer, write/edit the blog post, and support the larger team behind Wit & Delight.
While compensation was received in exchange for coverage, all thoughts and opinions are always my own. Sponsored posts like these allow us to continue to develop dynamic unsponsored content. Thank you for supporting our partners!
Kate is currently learning to play the Ukulele, much to the despair of her husband, kids, and dogs. Follow her on Instagram at @witanddelight_.
BY Kate Arends - January 27, 2022
Did you know W&D now has a resource library of Printable Art, Templates, Freebies, and more?
Thank you for being here. For being open to enjoying life’s simple pleasures and looking inward to understand yourself, your neighbors, and your fellow humans! I’m looking forward to chatting with you.
Like what you see?
Share Wit & Delight with a friend: